Banking Law

.Banking Law – US Resources

This Committee offers attorneys of diverse backgrounds common meeting ground to educate themselves and update their knowledge, as well as to exchange ideas search for issues regarding the representation of financial institutions.

The American Bankers Association brings together banks of all sizes and charters into one association. ABA works to enhance the competitiveness of the nation’s banking industry and strengthen America’s economy and communities.

Until the early 1980’s interest rates on bank accounts were regulated and controlled by the national government.

Title 12 — Banks and Banking

The Export-Import Bank of the United States (Ex-Im Bank) is the official export credit agency of the United States. Ex-Im Bank’s mission is to assist in financing the export of U.S. goods and services to international markets.

The Federal Deposit Insurance Corporation (FDIC) preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $100,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails.

The Council is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions by the Board of Governors of the Federal Reserve System (FRB)

Bankersonline brings key laws and regulations, including all of the Federal Reserve’s “lettered” regulations, in a user-friendly form. Each regulation or law has its own table of contents page. Each section is laid out on a separate page to make them faster to load and easier to print.

The National Information Center (NIC) is a central repository of data about banks and other institutions for which the Federal Reserve has a supervisory, regulatory, or research interest

International Banking Resources

The Bank for International Settlements (BIS) is an international organisation which fosters international monetary and financial cooperation and serves as a bank for central banks.

The Act is designed to encourage efficiency and growth in the financial industry, increase international competitiveness and domestic competition, and improve the regulatory environment for the sector.

More than 170 nations regulate their economies through central banks. NYU’s Center for the Study of Central Banks was established to study their nature and operations. The Center includes perspectives drawn from law, economics, political science, history, and sociology.

Annual review of structural developments in the EU banking sector. The analysis is based on a wide range of indicators as well as on an exchange and assessment of qualitative information by the Banking Supervision Committee’s (BSC) member organizations.

The European Bank for Reconstruction and Development was established in 1991 when communism was crumbling in central and eastern Europe and ex-soviet countries needed support to nurture a new private sector in a democratic environment. Today the EBRD uses the tools of investment to help build market economies and democracies in countries from central Europe to central Asia.

The main purpose of European Central Bank (ECB) statistics is to support the monetary policy of the ECB and other tasks of the Eurosystem and the European System of Central Banks (ESCB).

The European Investment Bank was created by the Treaty of Rome in 1958 as the long-term lending bank of the European Union. The task of the Bank is to contribute towards the integration, balanced development and economic and social cohesion of the EU Member States.

The World Bank is a vital source of financial and technical assistance to developing countries around the world.

Online Banking

Dedicated to electronic banking in the Internet and its legal implications.

The Electronic Funds Transfer Association (EFTA) is the nation’s leading inter-industry professional association promoting the adoption of electronic payment systems and commerce.

Many regulations provide consumer protection for both traditional and online transactions. If you have any questions or concerns, first try to get answers from your bank. If you’re still not satisfied, contact the appropriate federal regulator.

The goal of this publication is to inform banking and electronic commerce academics, executives and professionals on principal developments, profit-oriented business architecture, benchmarked practices, compliance, risk and accountability, and future trends in the Internet-based business, management and marketing of governments and industry.

NetBanker is an online finance and banking blog. They cover online banking, person-to-person lending, mortgages, financial industry news and analysis.

Handbooks provide guidance to national banks, service providers, software vendors and bank examiners on procedures for supervising banking activities.

There is a lot you should know about Internet banking. It can save you time, money and effort, but it’s important to protect yourself from potential pitfalls. Tjis site provides information on banking options, different types of online banking, services and advantages, protecting your privacy, “cookies” and privacy, security, regulations that protect consumers, and filing a complaint against a financial institution

Bank Secrecy

America’s Community Bankers is the national trade association committed to shaping the future of banking by being the innovative industry leader strengthening the competitive position of community banks.

Two articles of the Swiss criminal code regulate Swiss bank secrecy: Article 162 takes punitive action against the disclosure of trade secrets or confidential business information. Article 320 deals with occupational confidentiality.

Sec. 103.100 Information sharing with federal law enforcement agencies.

Answers to basic questions that are frequently asked regarding the BSA.

Congress passed the Bank Secrecy Act in 1970 as the first laws to fight money laundering in the United States. The BSA requires businesses to keep records and file reports that are determined to have a high degree of usefulness in criminal, tax, and regulatory matters. The documents filed by businesses under the BSA requirements are heavily used by law enforcement agencies, both domestic and international to identify, detect and deter money laundering whether it is in furtherance of a criminal enterprise, terrorism, tax evasion or other unlawful activity.

Though most people do not know it, financial institutions are required by the federal government to spy on their customers. Congress authorized the Treasury Department to require them to do so in the Bank Secrecy Act.

Counterterrorism Blog, a unique, multi-expert blog dedicated to providing a one-stop gateway to the counterterrorism community.

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